A tailored mortgage that fits perfectly

At Fairey Associates we recognise that your mortgage is likely to be your biggest outgoing and could potentially be with you for a very long time.

However, there are so many mortgage loans available with different lenders, options, rates and fees that it can be difficult to know which one is the right one for your circumstances, goals and needs.

Many lenders will try and lure you in with eye-catching adverts, whilst comparison sites will show you colourful top buy tables. However, how can you be sure that you qualify for the mortgage or if it is even right for you?

In this era where lenders are becoming increasingly dependent on computerised assessment systems and the Little Britain response of ‘Computer says No’ has become more prevalent, it is more imperative than ever to get independent professional advice before making a decision.

As independent financial advisers, we offer the distinct advantage of being able to assess and take in to account your entire financial circumstances and are able to tailor the mortgage advice to fit within your overall financial plans and goals. This is very different to a mortgage broker who will generally only be able to assess your ability to borrow.

Furthermore being completely independent you can rest assured that we will be able to find the very best mortgage for you from all of those available. In addition our ability to see the whole of the market allows us to cut through the fine print and ensure that you fully understand the pros and cons of each product.

Finally, when you arrange a mortgage through us you can also rest secure in the knowledge that we will pro-actively contact you when your mortgage is due for renewal to ensure you are always taking advantage of the best rates and deals for many years to come.