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The Enhanced Service |
This service is suitable for people:
- With investments worth in excess of £50,000, or those who are saving at a level where this minimum requirement will be achieved within the first year of joining the service.
- Who are accumulating wealth or who have retired and are drawing down on their savings.
- Who are prepared to commit to an ongoing relationship requiring open and honest two way communication between you and your adviser.
What does the service provide?
We set an annual review date which includes:
- A complete review of your finances in relation to your specific circumstances, aims and objectives
- A re-evaluation of your attitude to investment risk
- Rebalancing your portfolio back to the agreed asset and fund allocation
- An update of your portfolio to the new portfolios following the annual review of our investment methodology
- Advice regarding how to save in the most tax efficient manner and maximise your allowances
Throughout the year we provide
- A watching brief of investment markets aiming to identify early signs of any economic changes leading to a significant shift in markets. The objective of this service is to capitalise on any perceived market upside or downside
- Where required, information is sent to your accountant or any other professional advisers
- End of year tax information
- Recommendations to other suitable professionals as other needs arise – aiming to ensure that everyone on your financial team provides advice in a coordinated and professional way
- A response to phone calls and emails within 24 hours
- Help and advice should your circumstances change in any way
- Online access 24/7 via the Fairey Associates website to view all of your savings and investments cutting down on the amount of paperwork being sent to you
Our partnership:
What you can expect from us:
- We will write to you once a year with a performance review of your investment portfolio and the offer of a meeting for a full review
- To remove the hassle for you with your financial planning
- To free up your time (arguably your most precious commodity)
- A focus on results geared to your financial goals
- Value for money
What we expect from you:
- Input and commitment to the financial planning process
- Telephone calls and emails responded to
- To ask questions if anything doesn't make sense
- Honest feedback about our service
What do we charge for the enhanced service?
Our charges are split into two:
One off initial charge
At the start of the relationship there is often a lot of work to be done understanding aims and objectives,
what policies and investments are already held and organising things accordingly with a clear strategy for the future. We charge a percentage of the initial monies being invested to establish your portfolio. This is 1% to 3.5% of monies invested.
This is a one off charge which is not made again even when investments are changed as part of the on-going investment management process.
Any new investments however, are subject to an initial charge.
On-going charge
We charge 1% a year to manage money and provide the on-going service. This way our interests are aligned with that of our clients.
One off initial charge
At the start of the relationship there is often a lot of work to be done understanding aims and objectives,
what policies and investments are already held and organising things accordingly with a clear strategy for the future. We charge a percentage of the initial monies being invested to establish your portfolio. This is 1% to 3.5% of monies invested.
This is a one off charge which is not made again even when investments are changed as part of the on-going investment management process.
Any new investments however, are subject to an initial charge.
On-going charge
We charge 1% a year to manage money and provide the on-going service. This way our interests are aligned with that of our clients.
