Good Afternoon
We have completed our yearly review of our portfolios, you will learn full detail at your annual review over the next 12 months, but I wanted to share with you the key points.
The Year Gone
Firstly, we are delighted with the performance of the portfolios, both in terms of the actual numbers and relative to our peers in the market.
You can see the performance by clicking here for each set of portfolios. As you can see the performance is broadly similar across portfolio styles.
The original Covid-19 drop has completely been recouped and even when including this period, growth since the beginning of 2020 has been above normal expectations.
Our continued exposure to the US, which is aligned to its’ weighting in the FTSE World Index, was a driver of the good performance. This was especially significant where the big technology companies appeared to be winners from the pandemic.
If you refer back to our email in January which was really positive about markets… we were right!
The Year Ahead
We are generally positive for the year ahead and there are no changes we feel are urgent to make now, but we will be looking to adjust the portfolios as follows:
Overall
We have moved from Government Bonds to Index-Linked Bonds & Corporate Bonds to protect against any increases in inflation.
We have made a slight alteration to Asia-Pacific from Japan to increase our exposure to Chinese markets.
Additionally, specific changes were made to the following portfolios:
Hybrid
We have removed the Artemis European Opportunities Fund and replaced with the Vanguard European Fund
Dark Green
We removed the Edentree European fund as the holdings overlapped with other Global holdings.
All of this will be covered at your annual review, however if you wish to discuss this in the meantime then please contact your adviser.
The expectation going forwards is that equity markets will remain strong, especially if Biden gets his infrastructure spend agreed by the senate and Congress.
We continue to grow our business and the best way of us finding new clients is through you. Please feel free to share this with friends & family. Either pass us their contact details, introduce us by email or ask them to fill in the form here Discovery Meeting
National Garden Scheme
Our Managing Director Ed once again opens his gardens on the 26th June all in the name of charity!
The gardens will be open 10-4, Adult cost of £6 children go free. Plenty of tea and cake to go round.
We look forward to seeing you soon.
Regards
Paul
Paul Richardson BA (Hons), FPFS, Cert SMP
Chartered Financial Planner
Head of Financial Planning
Telephone: 0345 319 0005
Mobile: 07990594846
Fax: 020 7160 5265
Web: www.faireyassociates.co.uk
You can find a copy of our Privacy Notice here
Please contact us if you have any queries about the introduction of Standard Life’s new online portal.
We have completed our yearly review of our portfolios, you will learn full detail at your annual review over the next 12 months, but I wanted to share with you the key points.
The Year Gone
Firstly, we are delighted with the performance of the portfolios, both in terms of the actual numbers and relative to our peers in the market.
You can see the performance by clicking here for each set of portfolios. As you can see the performance is broadly similar across portfolio styles.
The original Covid-19 drop has completely been recouped and even when including this period, growth since the beginning of 2020 has been above normal expectations.
Our continued exposure to the US, which is aligned to its’ weighting in the FTSE World Index, was a driver of the good performance. This was especially significant where the big technology companies appeared to be winners from the pandemic.
If you refer back to our email in January which was really positive about markets… we were right!
The Year Ahead
We are generally positive for the year ahead and there are no changes we feel are urgent to make now, but we will be looking to adjust the portfolios as follows:
Overall
We have moved from Government Bonds to Index-Linked Bonds & Corporate Bonds to protect against any increases in inflation.
We have made a slight alteration to Asia-Pacific from Japan to increase our exposure to Chinese markets.
Additionally, specific changes were made to the following portfolios:
Hybrid
We have removed the Artemis European Opportunities Fund and replaced with the Vanguard European Fund
Dark Green
We removed the Edentree European fund as the holdings overlapped with other Global holdings.
All of this will be covered at your annual review, however if you wish to discuss this in the meantime then please contact your adviser.
The expectation going forwards is that equity markets will remain strong, especially if Biden gets his infrastructure spend agreed by the senate and Congress.
We continue to grow our business and the best way of us finding new clients is through you. Please feel free to share this with friends & family. Either pass us their contact details, introduce us by email or ask them to fill in the form here Discovery Meeting
National Garden Scheme
Our Managing Director Ed once again opens his gardens on the 26th June all in the name of charity!
The gardens will be open 10-4, Adult cost of £6 children go free. Plenty of tea and cake to go round.
We look forward to seeing you soon.
Regards
Paul
Paul Richardson BA (Hons), FPFS, Cert SMP
Chartered Financial Planner
Head of Financial Planning
Telephone: 0345 319 0005
Mobile: 07990594846
Fax: 020 7160 5265
Web: www.faireyassociates.co.uk
You can find a copy of our Privacy Notice here
Please contact us if you have any queries about the introduction of Standard Life’s new online portal.
- The value of an investment and the income from it could go down as well as up.
- All investing is subject to risk, including the possible loss of the money you invest.
- Past performance is not a reliable indicator of future results.
- Diversification does not ensure a profit or protect against a loss.
- Please remember that all investments involve some risk. Be aware that fluctuations in the financial markets and other factors may cause declines in the value of your account. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income.
- Tax and Estate Planning Services are not regulated by the Financial Conduct Authority.
- This communication is for general information only and is not intended to be individual advice. It represents our understanding of law and HM Revenue & Customs practice as at 21st June 2021. You are recommended to seek competent professional advice before taking any action.
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